Find Your Cheapest
Stocks & Shares ISA

By Ryan from Making Money Simple
⚠️ This is not financial advice
What you already have invested. Enter 0 if starting fresh.
How much you plan to invest each month.
This impacts trading fees and platform fee caps on some platforms.
Your Results
⚠️ Not financial advice. Fee calculations are estimates based on publicly available information as of April 2026. Actual costs may vary. Always check the platform's current fee schedule before investing. If you notice any issues with this tool, please let me know.
Type:
Platform Broker Type Sign Up Link * Sign Up Bonus * Platform Fee Mutual Fund Trading Fee ETF Trading Fee Regular Investing Fee FX Fee 3 FCA Regulated Trustpilot Score Other Accounts Offered Investments Offered Fractional Shares Auto-invest 'Pie' Feature Flexible ISA Interface & User Experience 4 Customer Service 6
* Sign-up links & bonuses
Affiliate links — I may earn a small commission at no extra cost to you
Trading 212 - Free fractional shares worth up to £100 when you deposit via referral link or use promo code 'MMS' in the app. Capital at risk. T&Cs apply.
Lightyear - Free fractional share or ETF of your choice worth £10–£100 in a GIA account using code 'MMS'. Capital at risk. T&Cs apply.
IG - Various sign-up offers are available. See IG website for full details on relevant offers and use code 'MMS' during sign-up. Capital at risk. T&Cs apply.
XTB - 6% Cash ISA rate and free stock when you sign up with code 'MMS' and make a deposit within 7 days. Capital at risk. T&Cs apply.
No affiliate link - direct links, but a bonus is available
InvestEngine — Earn up to £5,000 when you transfer an existing ISA or SIPP to InvestEngine. Bonus is tiered based on amount transferred. Must remain invested for 12 months. T&Cs apply.
Freetrade — Get 1% cashback up to £5,000 on contributions to your Freetrade ISA and/or SIPP. Stacks with free share referral on sign-up. T&Cs apply.
Hargreaves Lansdown — Various promotions available. Check the HL website for the latest offers. T&Cs apply.
1 Vanguard - sits somewhere between Low-cost DIY and Full feature DIY; listed under Full feature DIY for comparison purposes. 2 Freetrade plans - data shown is for the free Basic plan. Standard plan: £4.99/mo (lower FX fee of 0.59%, higher interest on cash). Plus plan: £9.99/mo (FX fee 0.39%, highest cash interest rate). 3 FX Fee - incurred when investing in overseas stocks or non-GBP denominated funds. 4 Interface and user experience - subjective rating based on personal experience. 5 Customer Service - Online = app/email only. Offline = you can phone up and speak to a human directly.
Region:
Type:
Ticker Fund Provider Index Fund Type Ongoing Fee Dividend Policy Note Trading 212 Lightyear InvestEngine Freetrade XTB IG
1 An Income (distributing) version of this fund is also available, which pays dividends out to you rather than reinvesting them. About this table: For each index, this table includes the most popular global funds, plus - where available - the lowest fee option, the largest by assets under management, and the Vanguard version. Only funds with an ongoing fee of 0.30% or below are included. All funds listed are denominated in GBP. Where available, the Accumulation version of a fund is listed. All funds use physical replication (full or sampling) - they hold the underlying stocks directly.